![]() The five calculators work and function as a unit. Let’s break down some of these calculators and give you a taste of what’s possible. The app includes financial calculators for: It’s actually “five calculators in one” as you can solve an equation for various factors. Now, let’s see what it does and just a few of the ways you can use it! Using the TC Financial Calculator App It may be the best financial calculators app available… and did we mention it’s free? A huge advantage of the app is that you can use it on the go and you’ll have easy access to it on your smartphone. You’ll have it when you’re buying a car, looking at loan options, or making other big financial decisions. The app is “TC Financial Calculators” and you can find it by either entering that title into the app search bar or using the links at the end of this article. Fortunately, now there is a user-friendly app that puts calculating power right at your fingertips! ![]() We use and love the Truth Concepts financial calculators, however, the learning curve and investment is a bit much for the layperson. Truth Concepts can do complex work, such as calculating the internal rate of return of a whole life policy or comparing different types of investments with unequal cash flows. The Truth Concepts software is a suite of tools and calculators that helps advisors compare various financial strategies-such as different investments, loans, rental properties, or tax strategies. My husband, Todd Langford, develops financial calculators that create clarity around personal finance decisions. If so, the free financial calculator app we share today will help you make smarter financial decisions with ease! Or maybe you’ve learned how to use a Texas Instruments or HP financial calculator… but you’d love something simpler. ![]() Perhaps you’ve found yourself Googling for an online financial calculator to find the answer to a personal finance question… but the functionality is limited. But you need a financial calculator to figure out how much interest you can expect from your bank CD over time, or how your mortgage payment would change with various interest rates. Most people have a calculator on their smartphone that can add, subtract, multiply and divide. Read this to see what it can do and where you can download it for free!” For an updated list of areas affected, visit FEMA's website at Assistance for individuals can be found using addresses at Decisions? There’s an app for that! We are super excited to announce the rollout of a user friendly Truth Concepts (TC) calculators app. To help expedite the processing of claims, write the word "DISASTER" on the front of the envelope. Completed forms can be mailed to the address shown on the form. Claim applications should be signed and signatures should be certified as indicated in the form's instructions. If paper bonds were lost or destroyed, bond owners can complete a downloadable form - FS Form 1048 - available at Bond owners should include as much information as possible about the lost bonds on the form. Many financial institutions serve as paying agents for savings bonds. Local financial institutions are permitted to redeem paper savings bonds that are less than one-year old for bond owners affected by the disaster. Bond owners who use the form should write "DISASTER" on the envelope and at the top of the form’s first page. They can do this either by calling 84 and briefly explaining the circumstances, or by submitting FS Form 5512, available at to the address in the form. TreasuryDirect account holders in, or evacuated from, one of the affected counties can request a waiver of the minimum one-year holding period for savings bonds. Savings Bonds, and waive the normal one-year minimum holding period for savings bonds to assist survivors of severe storms, straight-line winds, and tornadoes for the following areas (counties) of Oklahoma: McClain and Pottawatomie for incident period April 19, 2023, to April 20, 2023. Department of the Treasury, Bureau of the Fiscal Service, announced it would expedite replacement of lost or destroyed paper U.S. Fiscal Service Aids Savings Bonds Owners in Oklahoma Affected by Severe Storms, Straight-line Winds, and Tornadoes One-year minimum holding period waived FOR IMMEDIATE RELEASE April 26, 2023
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